Spot ETH trading and custody for retail clients of cooperative banks (meinKrypto)

meinKrypto, the crypto service DZ BANK built with Atruvia for Germany's cooperative banks, lets their retail clients buy, sell and hold bitcoin, ETH, litecoin and cardano in the VR Banking App. DZ BANK received its MiCAR authorization from BaFin at the end of December 2025, and each Volksbank or Raiffeisenbank must notify BaFin before it offers the service. VR-Bank Würzburg was the first to go live, in May 2026, with Boerse Stuttgart Digital handling trading and custody. This is custody of ETH itself, not tokenization.